AnotherHotCornerHasBeen

I, like most, carry a credit card. I use it regularly and enjoy the convenience. I like the record keeping assistance it provides for me and I really like the protections I get against unfair practices or defective products. I have, for many years now made it a practice to pay off the balance on my credit card statement when it comes in at the end of the month. If I cannot afford to do that, I do not make the purchase.

 But I get really tired of all the credit card applications that come to my home and in my email inbox. They offer 0% balance transfers or credit cards 0% interest for six months. I do not want any more cards in my wallet!

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